The “Your Work” Exclusion in a General Commercial Liability Policy
- Best Practices, Contracts, Insurance, Legally Speaking, Risk Management
- July 26, 2022

By David A. Harris, Manier & Herod THE DOCTRINE OF incorporation by reference is a general rule of contract law that applies when a contract expressly describes another document which is incorporated and interpreted as part of the new contract. The doctrine allows contracting parties to add or supplement their agreement by referencing a separate
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Diversification is usually discussed as a business-development decision. By Troy Clark, MSC Safety Solutions A contractor sees opportunity in a new market segment. Commercial work may be slowing while another sector is growing. Data centers, industrial projects, or work tied to an existing customer can create new opportunities. Leadership sees a path to new revenue,
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By Claire Wilson, Siteline Diversification is one of the oldest strategies in the books for building a resilient construction business. If one market slows, another can help pick up the slack. But branching into new markets, project types, or geographies isn’t as simple as taking on more work. Adding a new type of work may
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By Gleb Tsipursky, Disaster Avoidance Experts Construction subcontractors face a practical AI problem that differs sharply from the one described in most corporate technology advice. A specialty contractor cannot measure success by how many emails, summaries, or estimates an AI tool produces. The work succeeds when a bid reflects the actual scope, a submittal matches
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By Cathy Tyler, NCCER Every contractor understands that safety begins long before the first tool comes out. It starts with a culture where everyone takes responsibility for looking out for one another. From daily toolbox talks to job hazard analyses, the industry’s strongest safety programs are built on the belief that every person deserves to
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By Sonya Bohmann, Construction Industry Alliance for Suicide Prevention Recently, I had the opportunity to present to a trade group in the Midwest. During the discussion, someone asked a question that I have heard in various forms many times before: “Are we creating a problem that does not actually exist by talking so much about
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