• The Most Valuable Thing You Own Isn’t Insured

    The Most Valuable Thing You Own Isn’t Insured0

    Add up everything you’ve insured. The house. The car. The phone in your pocket has a $15-a-month protection plan on it. You’ve covered the things that can break, burn, or get stolen. Now look at the one asset that pays for all of it. A 35-year-old earning $70,000 will bring in well north of $2

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  • The Only Insurance Plan Guaranteed to Pay Off

    The Only Insurance Plan Guaranteed to Pay Off0

    By Chris Cordon, Affinity Benefits Every insurance policy you own is a bet you’re hoping to lose. You pay for car insurance and pray you never crash. You pay homeowner’s and hope the house never burns. Health, disability, the warranty on the dishwasher. Same deal every time. You hand over money each month for the

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  • The Crisis Your Benefits Plan was Designed to Miss

    The Crisis Your Benefits Plan was Designed to Miss0

    Last year, more construction workers died by suicide than from falls, electrocutions, struck-by accidents, and caught-in injuries combined. Roughly five thousand suicide deaths against about a thousand from OSHA’s entire “Fatal Four.” We run safety stand-downs against the smaller number. We say almost nothing about the bigger one. I’m not going to pretend to be

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  • Your Crew is Your Leading Indicator

    Your Crew is Your Leading Indicator0

    By Adam Roderick, Datateer; and Nick Williams, R.I.S.E. Inc. We were sitting together in ASAC’s Trade Partner Connection, experienced leaders from across the construction industry trying to tackle some of the challenges we all feel every day. The topic of the day was employee well-being. Inevitably the familiar old mentality creeped in: “This sounds good

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  • Health Insights – The Most Expensive Phrase in Healthcare

    Health Insights – The Most Expensive Phrase in Healthcare0

    The Most Expensive Phrase in Health Care: “Go Down the Hall” You get an MRI ordered. The doctor’s office is inside a hospital system. Someone at the front desk says five words that will cost you thousands: “You can just go down the hall.” So, you walk down the hall. Get the MRI. The bill:

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  • Turning the Tide on Small Business Healthcare Costs0

    In a recent Affinity Benefits podcast, Richard Bright, CEO of ASA,  sat down with Chris Cordon, Benefits Advisor at Affinity Benefits, to unpack one of the most pressing challenges facing small and mid-sized businesses today: the rising cost and growing complexity of healthcare coverage. What followed was a candid, practical conversation about why the system

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