The “Your Work” Exclusion in a General Commercial Liability Policy
- Best Practices, Contracts, Insurance, Legally Speaking, Risk Management
- July 26, 2022
By Chris Cordon, Affinity Benefits If you’re a subcontractor running a company with fewer than 50 employees, you already know that health insurance is one of your biggest line items — second only to payroll. What you may not realize is just how much the deck is stacked against you in the current healthcare market,
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By David Humphreys, Carson Law Group, PLLC Do your liability insurance premiums keep rising each year while your coverage dwindles? Despite the expensive premiums, have you experienced the disappointment of submitting a claim only to have your insurer deny coverage? If so, you’re certainly not alone in the construction world. Construction liability insurer have become
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By: Brandon Seidl, The Miller Group In recent years, the term “nuclear verdict” has become a growing concern for companies across all sectors, especially those where safety and risk to the public or employees intersect. This is especially true in construction, where heavy machinery and high-risk environments are common. In construction, “negligent entrustment” is a
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By David Humphreys, Carson Law Group, PLLC Do your liability insurance premiums keep rising each year while your coverage dwindles? Despite the expensive premiums, have you had the unfortunate experience of submitting a claim only to have your insurer deny any coverage? If so, you are certainly not alone in the construction world. Construction liability
READ MOREBy Patrick Hogan, handle.com Change orders are a reality on almost every job. But for subcontractors and suppliers, even a small change in scope can put payment and lien rights at risk if not properly documented. When timelines are tight and communication is informal, it’s easy to agree to a change over a call or
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By Jason Dettbarn, Merchants Bonding Company For contractors actively pursuing growth, one of the most important strategies they can employ is to assemble a team of trusted advisors, including a surety. A surety’s in-depth understanding of the opportunities and challenges facing contractors can be invaluable. Contractors should take the time to understand their growth goals,
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