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- June 6, 2023
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The “Your Work” Exclusion in a General Commercial Liability Policy 0
- Best Practices, Contracts, Insurance, Legally Speaking, Risk Management
- July 26, 2022
By Kent Lang and Mike Thal, Lang & Klain, P.C. In seeking indemnification for damages caused by a subcontractor’s work, a general contractor or upstream subcontractor should understand the “your work” exclusion typically contained in commercial general liability (CGL) insurance policies, as well as the “subcontractor exception” to that exclusion. For all contractors, understanding those
READ MOREDo Change Orders Impact Your Commercial Insurance and Surety/Bonding Programs?0
- ASA President's Letter, Change Orders, Contracts, Documentation, Insurance
- November 23, 2021
By Gary R. Semmer, Assured Partners Great question! There has been a lot of debate over the years over how Change Orders (CO) affect your Insurance and Bonding programs. Let’s examine some of the issues, but first let’s look at how ConsensusDocs® and AIA define “Change Orders” in their contract language: ConsensusDocs 200 defines “Change
READ MOREWhy Do General Contractors Prefer to Hire Insured Subcontractors?0
- Best Practices, Insurance, Risk Management
- November 23, 2020
By Hannah Sullivan, Pogo Insurance One of the great debates among the contractor community is in regard to workers’ compensation insurance. Who’s responsible for providing it — the general contractor (GC) or the subcontractor? In the United States, workers’ compensation coverage is mandatory for W-2 employees once a business has reached a certain size. This
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Nuts and Bolts of Workers’ Comp0
- Best Practices, Risk Management, Workforce & Professional Development
- October 27, 2020
By Hannah Sullivan, Pogo Insurance Job sites are full of potential dangers, and getting hurt on the job can result in hefty medical bills. That’s why people – and companies – buy insurance. What does Workers’ Comp Cover? An injury could happen suddenly and unexpectedly at any time. You could get punctured from handling sharp
READ MORETurning the Corner on Auto Claims0
- Best Practices, Claims, Improving Productivity, Outlook & Trends, Risk Management, TECHNOLOGY
- March 23, 2020
By Jim Berriatua, Vice-President, Gallagher Global Construction Services John was driving a company vehicle to a work site when he got a phone call. He glanced over at the screen to see who it was, just as Shawn was scurrying across the street, earbuds in, listening to the latest Grisham novel, trying to beat the
READ MOREDistracted Driving—Create a Successful Prevention Program1
- EDUCATION
- August 7, 2018
Fleet Managers and Business Owners Have the Responsibility to Reverse Current Trends August 2018 by David Galbraith, MS, CSP, AIM, Amerisure Insurance Company As summer comes to a close, not only does the weather change, the roads do, too. Schools open their doors for another year of learning. This means more children are walking on
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To educate and equip subcontractors and suppliers with the knowledge and resources they need to thrive in the construction industry. Additionally, FASA raises awareness about issues critical to and about construction in the United States.
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