What Is “Incorporation by Reference” and What does That Mean?0

• Improving Productivity, Insurance, LEGAL, Risk Management
• November 2, 2026

By David A. Harris, Manier & Herod THE DOCTRINE OF incorporation by reference is a general rule of contract law that applies when a contract expressly describes another document which is incorporated and interpreted as part of the new contract. The doctrine allows contracting parties to add or supplement their agreement by referencing a separate