That's why ASA has partnered with Affinity Benefits to bring you an exclusive benefit available only to the members of the American Subcontractors Association. A large, pooled risk health program that gives you the same economies of scale that the Fortune 500 enjoy.
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When members pull together, they gain the same negotiating power as a Fortune 500 company.
The ASAdvantage Health Plan leverages the collective strength of the entire ASA membership. By pooling risk across thousands of subcontractors, we stabilize costs and eliminate the unpredictable rate hikes that small groups face on their own.
Health program includes zero-dollar preventative care and virtual care
Two options of national networks, easy to find in-network providers
Dedicated team for best fit, available after enrollment
8 plan designs, multiple options for every budget
The monthly cost is determined by the demographics of your group. Rates will be discussed after underwriting.
Everyone interested in coverage filling out a Personal Health Questionnaire.
Yes, even groups of 2 qualify.
In a large pooled risk program, there is no one carrier. The program is administered by Find Health, and the TPA and Pharmacies are managed by Cigna.
Only the eligible employees interested in coverage.
There is no "enrollment period", it's ongoing.
Yes, you must have an EIN.
Because of group pooling, 5% year to year.
Yes, we offer employee, employee/spouse, employee/child and family.
Love, love is all you need.
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Fill out your company information.
Add your employees names and emails using our template, or skip this step and enter them manually later.
Click the link you receive in an email to your Custom Home Page. Fill out Company Questionnaire and PHQ (if applying).
PHQs will be sent to the employees you entered.
When all have been received by the due date, a quote will be generated within 7 days.
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